Refund Policy

1 Service-Specific Refund Terms

📱 Mobile Recharge
Prepaid mobile top-ups and plan activations
Refundable*
📺 DTH Recharge
Direct-to-Home television service recharges
Refundable*
🏧 AEPS Services
Aadhaar Enabled Payment System transactions
Non-Refundable
💸 DMT Services
Domestic Money Transfer services
Non-Refundable

2 Refund Eligibility Criteria

For Mobile & DTH Recharges:
  • Transaction failed but amount was debited from your account
  • Recharge was not credited to the intended mobile/DTH account
  • Technical error resulted in duplicate charges
  • Wrong recharge plan was processed due to system error
⚠️ Important Note
AEPS and DMT transactions are final and cannot be reversed once successfully completed. This is due to the real-time nature of these financial services and regulatory compliance requirements.

3 Refund Process & Timeline

Step 1: Report the issue within 24 hours of transaction
Step 2: Provide transaction ID, mobile number, and amount details
Step 3: Our team will investigate within 2-3 business days
Step 4: Approved refunds will be processed within 5-7 business days
⏱️ Processing Time
Refunds are typically processed back to the original payment method. Bank transfers may take 3-5 additional business days to reflect in your account.

4 Non-Refundable Scenarios

  • Successful recharges where services were delivered correctly
  • User error in entering wrong mobile/DTH number
  • Completed AEPS transactions (cash withdrawals, balance inquiries)
  • Successful DMT transfers to beneficiary accounts
  • Requests made after 7 days of transaction date
  • Transactions disputed without valid proof or documentation

5 Dispute Resolution

If you disagree with our refund decision, you may escalate the matter through:
  • Internal grievance redressal mechanism
  • Banking ombudsman (for banking-related services)
  • Consumer protection forums
  • Regulatory authorities as applicable
Need Help with Refunds?
Our customer support team is here to assist you with any refund-related queries.
📧 payspeed.in@gmail.com
📞 +91 8968187484
🕒 24/7 Support